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To enroll with the Zelle app, enter your basic contact information, an email address and U.S. mobile number, and a Visa or Mastercard debit card with a U.S. based account. We do not accept debit cards associated with international deposit accounts or any credit cards.

Workarounds for using Zelle without a bank account\n\n One workaround is to use a prepaid debit card. Some prepaid cards work with Zelle. You can also consider using a friend or family member's account. They can receive the money through Zelle and then give it to you.